Medicare Part A (Hospital Insurance) Costs
Part A Monthly Premium
Most people don’t pay a Part A premium because they paid Medicare taxes while working.
If you don’t get premium-free Part A, you pay up to $407 each month.
In 2015, you pay
■ $1,260 deductible per benefit period
■ $0 for the first 60 days of each benefit period
■ $315 per day for days 61–90 of each benefit period
■ $630 per “lifetime reserve day” after day 90 of each benefit period
(up to a maximum of 60 days over your lifetime)
Skilled Nursing Facility Stay
In 2015, you pay
■ $0 for the first 20 days of each benefit period
■ $157.50 per day for days 21–100 of each benefit period
■ All costs for each day after day 100 of the benefit period
Medicare Part B (Medical Insurance) Costs
Part B Monthly Premium
You pay a Part B premium each month. Most people will pay the standard premium
amount. However, if your modified adjusted gross income as reported on your IRS tax
return from 2 years ago is above a certain amount, you may pay more.
Part B Deductible—$147 per year
Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) Premiums
Part D Monthly Premium
The chart below shows your estimated prescription drug plan monthly premium based
on your income. If your income is above a certain limit, you will pay an income-related
monthly adjustment amount in addition to your plan premium.
2015 Part D National Base Beneficiary Premium—$33.13
This figure is used to estimate the Part D late enrollment penalty and the income-related
monthly adjustment amounts listed in the table above. The national base beneficiary
premium amount can change each year. See your Medicare & You handbook or visit
Medicare.gov for more information.
For more information about Medicare costs, visit Medicare.gov.