Life Insurance

Kid on bluffOptions for any Situation

Like other types of insurance, life insurance provides protection against the unknown. When you buy life insurance, you’re paying for peace of mind. You know that your family will be taken care of in the event of your sudden demise. Life insurance is like the life jacket in a fishing boat, or the air bag in a car. You hope you never have to use it, but it’s nice to know it’s there.


Universal Life is a type of permanent insurance policy that combines term insurance with a money market-type investment that pays a market rate of return. To get a higher return, these policies generally don’t guarantee a certain rate.

header-salesAnother type of coverage is Term Life Insurance, which has no investment component. You’re buying life coverage that lasts for a set period of time, provided you pay the monthly premium.

Final Expense is a Whole Life product that has a small-face-amount life product with a death benefit intended to cover the burial and other expenses such as funeral costs.